Have you ever considered using your mortgage as a tax-deductible way to consolidate non-deductible consumer debt like credit cards and other types of installment loans? Debt consolidation allows borrowers to include all of their monthly debt obligation payments in one lump sum payment at significantly lower interest rates!

Take advantage of today’s low rates to refinance your mortgage and consolidate other higher-interest debt. Your total monthly payments will drop dramatically and unlike credit cards, the interest may be tax deductible (contact your tax advisor for details).


Current Payment

New Payment

Credit Card ($10,000 @ 21%)



Credit Card ($5,000 @ 16%)



Car Loan ($26,000 @ 7.5%)



Total Payment




Even if you have a lower credit score, consolidating debt is a great way to manage the expense of high interest debt and then improve your overall credit score.

Contact Ideal Home Lending today at877-752-9177 to discuss how you can consolidate debt through a mortgage refinance loan. We are a full-service mortgage lender with experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. Our staff is dedicated to finding you the best loan product at the best rate and helping you navigate the ever-changing mortgage industry!