If you have a higher mortgage payment than you’d like, you may be able to take advantage of today’s low interest rates to reduce your monthly payment. Lowering your monthly mortgage payment can make it easier to pay your mortgage on time every month and free up cash for other purposes.

Ideal Home Lending can help you determine if refinancing is right for you and help you navigate through the process.

We want to help you meet your financial goals.   Our experienced mortgage professionals will give you options and help you determine the best solution for your situation.

So when is it a good time to refinance? A good rule of thumb is that if interest rates are 1/2% to 5/8% lower than your current interest rate, it may be a good time to consider refinancing. Certainly if your current rate is 1% or more above current rates, you should call Ideal Home Loans today and find out what your options are.

If you’re ready to refinance, call Ideal Home Lending today at 877-752-9177 to help you with the process. We are a full-service mortgage lender with experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. Our staff is dedicated to finding you the best loan product at the best rate and helping you navigate the ever-changing mortgage industry!